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Refund Policy

(a) There is no refund issued for monthly subscription plans. It is the responsibility of customer to cancel the billing before the next billing cycle by using the paypal link that customer gets from paypal.

(b) Refund policy is only for Multi-month subscriptions cancelled prior to their full maturity. If cancelled before maturity, then monthly rate will be used for calculation & any balance for the remaining period will be credited back to customer. For example if the 6 months subscription cost is 200$ and if monthly subscription is 50$ – In this case if the customer cancels after 3 months, then the refund would be only 50$.

Recent Analysis
Testimonials

Kumar analyzed AAPL stock in April 2013 in response to my request, as I was invested in Apple stock then. His analysis was 100% on the money & that helped me to decide on my next steps. I highly recommend his service for any kind of investor/trader.

Srinivas.C
Investor in USA, March 2015

Kumar provided some valuable insight to a stock (TSRO) I was considering buying. Thank you Kumar!

John.B
Investor in USA, April 2015

Thank you Kumar for your advice not to invest money in WFM in November 2013. I thought this would be a good opportunity to get my daughter started in stocks, but it would not have been a pleasant beginning. The stock has never been as high as it was when I was considering it. It has continued to decrease over the past year. It started at 59 and fell to 38 in a few months. I should have invested in MSFT as you recommended which has gone from 38 to a recent price of 49.

Diane Z
Investor in USA ,December 2013
Diane.Zxxxxxx@XXXX.com

Thank you Kumar for sharing your views on Gold. As I recall you predicted this well in advance around 8 years back that gold will have a dream run, and you are damn right. I realize some of us didn't buy that theory at that time initially, but soon enough realized the true potential of gold and started purchasing from then on and made good handsome profits. Truly appreciate your advice on gold even today.

Suresh .N, USA (September 2012)
Long Term Investor in India naxxlxxi@yahoo.com

Kumar's analysis of the market and even a particular Stock are very accurate. He told me about J.P. associates turning point and that what exactly happened. I'm very impressed and thankful.

Salil C, USA (October 2012)
Long Term Investor in India saxxlxxnx@hotmail.com

Kumar gave advice on VGUARD Industries, I followed him exactly, I dont have enough time to look at it everyday, but his timely updates helped me, more over his advice was accurate

Joy Sebastian, India (September 2012)
A casual investor, India rexxhxxy@hotmail.com