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Terms and Conditions

Welcome to this website which is owned and operated by Kumar Tenkayala. This website is under GYAN GURU INC., registered in DE, USA.

Please read these Terms and Conditions carefully. When you use this site, you accept the Terms and Conditions (T&C) mentioned below. If you do not agree to the T&C you may not use this site. Kumar Tenkayala reserves the right to modify content on the site and these T&C periodically without prior notice.

TERMS & CONDITIONS (T&C)

1. DISCLAIMER

(a) By using VCAREFINANCE.COM including the content, subscription plans & charts published, you agree that the use of Service is entirely at your own risk. VCAREFINANCE.COM is not a registered investment advisor or a broker dealer.

(b) You understand and acknowledge that there is a very high degree of risk involved in trading securities. Past results published on this website is not an indicative of future returns. We assume NO responsibility or liability for your trading and investment results.

(c) By using the information on VCAREFINANCE.COM, you assume full responsibility for any and all gains and losses, financial, emotional or otherwise, experienced, suffered or incurred by you.

2. NO WARRANTY

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTY FOR INFORMATION, DATA, SERVICES, UNINTERRUPTED ACCESS, OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THE SERVICE. SPECIFICALLY, VCAREFINANCE.COM DISCLAIMS ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO: (i) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, PRODUCTS OR SERVICES; AND (ii) ANY WARRANTIES OF TITLE, WARRANTY OF NON-INFRINGEMENT, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORT, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION.

3. LIMITATION OF LIABILITY

NEITHER VCAREFINANCE.COM NOR ANY OF ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, OR CONTENT OR SERVICE PROVIDERS SHALL BE LIABLE TO YOU OR OTHER THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF USE OF SERVICE OR INABILITY TO GAIN ACCESS TO OR USE THE SERVICE OR OUT OF ANY BREACH OF ANY WARRANTY. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, THE RESPECTIVE LIABILITY OF VCAREFINANCE.COM, ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, AND CONTENT OR SERVICE PROVIDERS RESPECTIVE LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY SUCH STATE LAW.

4. CONTENT of this site

The content of this site is copyright of GYAN GURU INC. You may view, download and print contents of this site as long as – it’s used for information purpose only & the content should not be modified or altered in any way.

You may not republish or distribute the content of this site or articles, without a written permission from the owner Kumar Tenkayala.

GYAN GURU Inc., or one of its affiliates, is the owner and/or authorized user of any trademark, registered trademark and/or service mark appearing on the VCAREFINANCE.COM Website, and is the copyright owner or licensee of the content and/or information on the Website, unless otherwise indicated. VCAREFINANCE.COM does not grant to you a ‘license’ to any content, features or materials you may access on this Website. If you make other use of this Website, except as otherwise provided above, you may violate copyright and other laws of the United States, other countries, as well as applicable state laws and may be subject to liability for such unauthorized use. We do not grant any license or other authorization to any user of its trademarks, registered trademarks, service marks, other copyrightable material or any other intellectual property, by including them on this Website.

5. USER CONDUCT

By using this web site or any service provided, you explicitly agree that:
(a) you will not provide any content or conduct yourself in any way that may be construed as: unlawful; illegal; threatening; harmful; abusive; harassing; stalking; torturous; defamatory; libelous; vulgar; obscene; offensive; objectionable; pornographic; designed to interfere with or disrupt the operation of this web site or any service provided; infected with a virus or other destructive or deleterious programming routine; giving rise to civil or criminal liability; or in violation of an applicable local, national or international law;

(b) you will not impersonate or misrepresent your association with any person or entity; you will not forge or otherwise seek to conceal or misrepresent the origin of any content provided by you;
(c) you will not collect or harvest any information about other users;
(d) you will not provide, and you will not use this web site to provide, any content or service in any commercial manner, or in any manner that would involve junk mail, spam, chain letters, pyramid schemes, or any other form of unauthorized advertising or commerce; you will not use this web site to promote or operate any service or content without the site editor’s prior written consent;
(e) you will not provide any content that may give rise to the site editor being held civilly or criminally liable, or that may be considered a violation of any local, national or international law, including — but not limited to — laws relating to copyrights, trademarks, patents, or trade secrets.

6. CORPORATE USER

If you are a corporate user, then you will notify us the same, as the pricing will be different for Corporate users.

7. PRIVACY POLICY

Registration data and other personally identifiable information that the site may collect is subject to the terms of the site Privacy Policy.

8. SUBMISSIONS

All information submitted to VCAREFINANCE.COM via this Website shall be deemed and remain the property of VCAREFINANCE.COM, and we shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information any user of this Website provides to VCAREFINANCE.COM through this Website. VCAREFINANCE.COM shall not be subject to any obligations of confidentiality regarding submitted information, except as agreed by the VCAREFINANCE.COM entity having the direct customer relationship or as otherwise specifically agreed or required by law.

9. INDEMNIFICATION

You further agree to indemnify and hold harmless the site owner, employees, agents, independent contractors, advertisers, partners, and co-branders, from any claim or demand, including reasonable legal fees, that may be filed by any third party, arising out of your conduct or connection with this web site or service, your provision of content, your violation of these Terms of use, or any other violation by you of the rights of another person or party.

10. Failure to Comply With Terms and Conditions and Termination

Subscription to this Service may be terminated at any time, and without cause, by VCAREFINANCE.COM, upon notification by telephone or e-mail.

You acknowledge and agree that we may terminate your password or account or deny you access to all or part of the Service without prior notice if you engage in any conduct or activities that we, in our sole discretion, believe violate any of these Terms and Conditions, violate the rights of VCAREFINANCE.COM, or are otherwise inappropriate for continued access.

You agree to defend, indemnify and hold VCAREFINANCE.COM and its affiliates harmless from any and all claims, liabilities, costs and expenses, including reasonable attorneys’ fees, arising in any way from your use of the Service or the placement or transmission of any message, information, software or other materials through the Service by you or users of your account or related to any violation of these Terms and Conditions by you or users of your account.

11. Notification of Copyright Infringement

If you believe that your property has been used in any way that could be considered a copyright infringement or a violation of your intellectual property rights, please let us know by using ‘Contact Us form’ or by calling us.

12. Your responsibilities and registration obligations

In order to use this web site or certain parts of it, you may be required to register for a user account on this web site; in this case, you agree to provide truthful information when requested, and — if a minimum age is required for eligibility for a user account — you undertake that you are at least the required age. By registering for a user account, you explicitly agree to this site’s Terms of use, including any amendments made by the site editor that are published herein.

13. Registration and password

You are responsible for maintaining the confidentiality of your password, and you will be responsible for all usage of your user account and/or user name, whether authorized or not authorized by you. You agree to immediately notify us of any unauthorized use of your user account, user name or password

14. Applicable law

You agree that these Terms of use and any dispute arising out of your use of this web site or products or services provided will be governed by and construed in accordance with local laws applicable at the site editor’s domicile, not withstanding any differences between the said applicable legislation and legislation in force at your location. By registering for a user account on this web site, or by using this web site and the services it provides, you accept that jurisdiction is granted to the courts having jurisdiction over the site editor’s domicile, and that any disputes will be heard by the said courts.

Recent Analysis
Testimonials

Kumar analyzed AAPL stock in April 2013 in response to my request, as I was invested in Apple stock then. His analysis was 100% on the money & that helped me to decide on my next steps. I highly recommend his service for any kind of investor/trader.

Srinivas.C
Investor in USA, March 2015

Kumar provided some valuable insight to a stock (TSRO) I was considering buying. Thank you Kumar!

John.B
Investor in USA, April 2015

Thank you Kumar for your advice not to invest money in WFM in November 2013. I thought this would be a good opportunity to get my daughter started in stocks, but it would not have been a pleasant beginning. The stock has never been as high as it was when I was considering it. It has continued to decrease over the past year. It started at 59 and fell to 38 in a few months. I should have invested in MSFT as you recommended which has gone from 38 to a recent price of 49.

Diane Z
Investor in USA ,December 2013
Diane.Zxxxxxx@XXXX.com

Thank you Kumar for sharing your views on Gold. As I recall you predicted this well in advance around 8 years back that gold will have a dream run, and you are damn right. I realize some of us didn't buy that theory at that time initially, but soon enough realized the true potential of gold and started purchasing from then on and made good handsome profits. Truly appreciate your advice on gold even today.

Suresh .N, USA (September 2012)
Long Term Investor in India naxxlxxi@yahoo.com

Kumar's analysis of the market and even a particular Stock are very accurate. He told me about J.P. associates turning point and that what exactly happened. I'm very impressed and thankful.

Salil C, USA (October 2012)
Long Term Investor in India saxxlxxnx@hotmail.com

Kumar gave advice on VGUARD Industries, I followed him exactly, I dont have enough time to look at it everyday, but his timely updates helped me, more over his advice was accurate

Joy Sebastian, India (September 2012)
A casual investor, India rexxhxxy@hotmail.com